YES Prosperity Rewards
Plus Credit Card

With YES Prosperity Rewards Plus Credit Card, earn extra reward points on all your transactions and redeem them against attractive merchandise. You can also avail YES Prosperity Rewards credit card against Fixed Deposit of Rs. 30,000 and above. This card comes with a joining and annual fees of Rs. 399 + GST which is reversed on achieving the specified spending milestone.

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Key Highlights of YES Prosperity Rewards Plus Credit Card

Following are the key highlights of YES Rewards credit card:
Joining fee Rs. 399 + GST
Annual fee Rs. 399 + GST
Benefits Accelerated reward points on select purchases, 12000 bonus reward points, fuel surcharge waiver, insurance cover, etc.
Rewards 2 reward points on spending every Rs. 200 on select categories & 4 on all categories.
Age 21 to 60 years
Foreign currency transaction fee 3.40%

Features & Benefits of YES Prosperity Rewards Plus Credit Card

Rewards
  • Accelerated YES Bank credit card rewards points on select transactions on YESCART.
  • 2 reward points on spending every Rs. 200 on Select categories.
  • 4 reward points on spending every Rs. 200 on all categories other than Select categories.
  • 5X YES Bank credit card reward points on initial 3 transactions of the biller registered on YES PayNow (offer valid only on the first 5 registered billers).
  • 12,000 bonus reward points on spending Rs. 3.6 Lakhs or above in each anniversary year.
Insurance Cover
  • Credit Shield cover in case of accidental demise of primary cardholder.
  • Card Protection Plan (CPP) for card loss, theft, fraud, and emergencies.
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver across India at all fuel stations for transaction between Rs. 400 to Rs. 5,000.
Secure Transactions
  • Your online transactions are secured with MasterCard SecureCode or Verified by VISA.
Instant EMI
  • Convert your transactions of Rs. 2,500 or more into EMIs and earn rewards points.
  • Zero documentation required
  • Interest rates range from 12% to 15% p.a and no processing fee is involved.
  • Repayment options vary from 3 to 24 months.
Fees
  • Joining fee: Rs. 399 + GST. Reversed on spending Rs. 10,000 within 90 days of card set up.

YES Prosperity Rewards Plus Credit Card Fee/Charges

  • Joining fee: Rs. 399 + GST. Reversed on spending Rs. 10,000 within 90 days of card set up.
  • Annual fee: Rs. 399 + GST. YES Bank credit card annual charges can be reversed on spending Rs. 50,000 within 12 months prior to the renewal.
  • Interest on revolving credit, cash advances & overdue amount: 3.5% p.m (42% p.a) for unsecured cards and 3% p.m (36% p.a) for credit cards against Fixed Deposit.
  • Preferential foreign currency markup: 3.40%.
  • Interest rate for Instant EMI: 12% p.a to 15% p.a.