Uni Cards

With a UNI Credit Card, you can split your payments in 3 months and pay 1/3rd every month with zero extra charges. UNI Beta customers do not need to pay any joining fee and annual charges.

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About UNI Card

The UNI Pay 1/3rd card was launched by Uniorbit Technologies (UNI), in partnership with the RBL Bank, State Bank of Mauritius (SBM), and Liquiloans. It is not like a traditional credit card where your interest starts accumulating from the first billing cycle’s payment date. With this card, you can spend anywhere and pay 1/3rd of your bill on groceries & essentials, emergency & bills, fashion sale, or even on party. Pay your monthly spend in 3 parts in 3 months without any extra charges.

Features and Benefits of Unicard

  • No joining fee and no annual charges for UNI Beta customers.
  • Pay your monthly spend in 3 parts in 3 months without any extra charges.
  • You can opt to pay in full after the 30 days free credit period and get 1% rewards in the form of cashback.
  • UNI Card issues a credit limit between Rs. 20,000 to Rs. 6 Lakhs that may be best for first-time customers.
  • The feature of splitting your spends into longer EMIs is coming soon, where you can have longer and affordable EMI plans from 6, 9, 12, and 18+ months.
  • Uni Pay 1/3rd card is accepted at over 99.9% of the merchants across India that accept credit or debit cards.
  • Feature of using your credit line to easily scan & pay at your favorite stores coming soon.
  • 100% money back guarantee if UNI charges any fee without your knowledge.
  • The UNI systems ensure complete data safety, security and encryption so that no one can access it.
  • The app can be downloaded from Google Play and App Store.

Eligibility Criteria of UNI Card

Here are the eligibility criteria for UNI Card:
  • You must be a resident of India.
  • You must be aged at least 18 years.
  • Check Cibil score for credit card before applying