Axis Bank Select Credit Card

The Axis Bank SELECT Credit Card gives you maximum lifestyle benefits, such as complimentary Amazon e-voucher, exclusive online discounts on food and groceries, complimentary Priority Pass lounge visits, golf rounds across locations, and so on. The Axis SELECT credit card comes with Rs. 3,000 joining (Joining Fee waiver on Spends of Rs.60,000 in 90 Days) and annual fees.

axis-bank

Key Highlights of Axis Bank SELECT Credit Card

Joining fee Rs. 3,000 + GST & Nil for Burgundy customers
Annual fee Rs. 3,000 + GST & Nil for Burgundy customers
Benefits Discount on BigBasket, Swiggy, BookMyShow, complimentary airport lounge access, annual & milestone benefits,etc.
Welcome benefit Complementary SonyLiv Premium annual subscription worth Rs. 999
Rewards 5000 EDGE reward points on spending Rs. 3 Lakhs a year, 10 Axis EDGE points on spending Rs. 200, & 2X reward points on spending Rs. 200 on retail.
Age 18 to 70 years
Foreign currency transaction fee 3.50% of the transaction value

Features & Benefits of Axis Bank SELECT Credit Card

Welcome Benefits
  • Amazon gift voucher valued Rs. 2,000 on first transaction through card within 90 days of its issuance.
    • Lounge Access
  • Get worth USD 99 complimentary Priority Pass membership.
  • SELECT card Axis Bank gives you 6 complimentary visits to partner international lounges in a year.
  • 2 complimentary visits to partner domestic lounges each quarter.
  • For eligible SELECT Axis credit card holders, Priority Pass membership will get renewed every year automatically.
Gold Access
  • 6 complimentary rounds of Gold in a year.
  • 3 additional visits on annual sending of Rs. 3 Lakhs.
    • Discounts & Cashback
  • 20% off (maximum Rs. 500 per month) on spending minimum Rs. 2,000 on BigBasket.website or mobile app. Offer can be availed once a month per user.
  • 40% (maximum Rs. 200 per order) off on food delivery done through Swiggy mobile app/website by using coupon code AXIS200. This Axis SELECT Swiggy offer is applicable on spending minimum Rs. 400 per order. The Axis SELECT credit card Swiggy offer can be availed for up to twice a month.
  • Buy one get one ticket on BookMyShow.
  • Axis SELECT card offers 20% off at all partner restaurants.
    • Annual Benefits
  • Axis Bank SELECT credit card benefits include renewal of Priority Pass membership on spending Rs. 3 Lakhs annually.
  • Renewal of offers available on Swiggy, BigBasket and BookMyShow.
    • Rewards
  • Earn 5000 EDGE points on spending of Rs. 3 Lakhs in a card anniversary year.
  • Complete waiver on annual fee on spending at least Rs. 6 Lakhs in a card anniversary year.
  • Earn 10 Axis EDGE points on spending every Rs. 200.
  • Earn 2X reward points on spending Rs. 200 on retail shopping.
    • Fuel Waiver
  • Under Axis SELECT credit card benefits, you get 1% fuel surcharge waiver on every fuel transaction in India.
  • The offer is valid only on transactions between Rs. 400 to Rs. 4,000.
  • Maximum benefits available up to Rs. 400 per month.
    • Comprehensive Insurance Cover
  • Air accident cover up to Rs. 2.5 Crores.
  • Purchase protection cover up to Rs. 1 Lakh.
  • Cumulative cover up to USD 500 for loss of travel documents, and delay & loss of check-in baggage.
    • 24X7 Concierge Services
  • Complimentary assistance on flight booking, exclusive events & shows, table reservations, gift deliveries , and so on.
  • Contact at 1800 103 4962 to avail of concierge services.

Axis Bank MY ZONE Credit Card Fees & Charges

  • Joining fee: Rs. 3,000 + GST
  • Annual fee: You have to pay Rs. 3,000 + GST as Axis Bank SELECT credit card annual fee.
  • Joining and annual fees for Add-on card: Nil Axis Bank SELECT credit card fees
  • Joining and annual fees for Burgundy customers: Nil
  • Hotlisting charges: Nil
  • Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived.
  • Cash payment fee: Rs. 100
  • Card replacement fee: Rs. 100
  • Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
  • Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
  • Foreign currency transaction fee: 3.50% of the transaction value.
  • Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
  • GST: As per existing Government norms.

Axis Bank SELECT Credit Card Eligibility

  • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
  • The Primary cardholder must be aged between 18 and 70 years.
  • The Add-on cardholder of Axis Bank SELECT credit card should be above 18 years of age.
  • Net annual income of the applicant should be Rs. 9,00,000 or above