SBI Card IRCTC Platinum Credit Card

IRCTC SBI Platinum Card is a co-branded platinum credit card by SBI and IRCTC. SBI is the largest public sector bank in the country and IRCTC is Indian Railway Catering and Tourism Corporation Limited.

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Features of IRCTC SBI Platinum Credit Card

Welcome Gift

With IRCTC SBI Platinum Card you earn Bonus Reward Points on activation of your card. A single transaction over 500 or above gets you 350 reward points within 45 days of card issuance. The transaction should not be made for buying fuel.

You also earn 100 cash back on the first ATM cash withdrawal within the first 30 days.

  • 1 % transaction fee waiver on bookings made through IRCTC website
  • Get 1% fuel surcharge waiver on transactions between 500 - 3,000 (exclusive of GST & other charges) across all petrol pumps in India.
  • Balance Transfer on EMI Using Balance Transfer facility you can easily transfer the outstanding dues of your other credit cards to your IRCTC SBI Platinum Card at a lower interest rate and convert your credit card debt into easy EMIs. You can request for BT on EMI by logging on to sbicard.com

Fees and Charges

  • Annual Fee: 500 (waived off till 31st March 2021)
  • Renewal Fee: 300 second year onwards
  • Add-on Fee: Nil, there are no additional charges

Eligibility for IRCTC SBI Platinum Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements