Axis Bank Neo Credit Card

Axis Bank Neo Credit Card comes with attractive features, such as Amazon gift voucher, Gofers gift voucher, Zomato Pro subscription, 15% discount at partner restaurants in India, and so on. The Neo credit card available with Joining Rs. 250+ GST joining and annual fee. Apply online to get lifetime free Axis Neo credit card and amazing benefits.

Key Highlights of NEO Credit Card

Joining fee Rs. 250+ GST
Annual fee Rs. 250+ GST
Benefits Discounts at partner restaurants, movies, online shopping, groceries, etc.
Welcome benefit Amazon & Grofers gift vouchers worth Rs. 250 each, 3 months subscription of Zomato Pro, and 6 months subscription of 1mg
Rewards 1 EDGE reward point on spending every Rs. 200
Age 18 to 70 years
Foreign currency transaction fee 3.50% of the transaction value

Features & Benefits of Axis Bank Neo Credit Card

Activation Benefit
  • Amazon gift voucher valued Rs. 250
  • Grofers voucher valued Rs. 250
  • 3 months subscription for Zomato Pro
  • Axis Bank Neo card benefits also include 6 months subscription for 1mg.
  • Discounts & Cashback
  • 40% off (maximum Rs. 120 per order) on food delivery from Zomato by using AXISNEO coupon code. Minimum order value should be Rs. 200.
  • Offer available for up to two times a month.
  • 5% cashback (maximum Rs. 150 per month) on mobile recharges, electricity bill payment, and DTH recharge done via Paytm app. Offer available for once a month.
  • Axis neo credit card offers 10% off on Grofers once a month. Maximum discount available is Rs. 250 on spending minimum Rs. 750.
  • 10% off on every shopping done on Myntra. Minimum purchase value should be Rs. 500.
  • 10% (maximum Rs. 100 per month) off on every movie ticket purchase through BookMyShow.
  • Axis Bank Neo credit card offers 15% off at all partner restaurants.
Card Safety
  • One of the key Axis Bank Neo credit card benefits is that it is protected by chip and PIN with EMV.
  • Report misplacement or theft of your card by calling at Axis Bank customer care at 18605005555 or 18604195555 to get protection against fraudulent use of your card.
  • Convert Purchases into EMIs
  • Contact Axis Bank customer care to convert your every big purchase worth Rs. 2500 or more on credit card into into EMIs. Rewards
  • Earn 1 EDGE Axis Bank Neo credit card reward points on every spending of Rs. 200 and use them to redeem 500+ rewards and offers.

Axis Bank Neo Credit Card Fee/Charges

  • Joining fee: Rs. 250+ GST
  • Annual fee: Rs. 250+ GST
  • Joining and annual fees for Add-on card: Nil
  • Hotlisting charges: Nil
  • Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived.
  • Cash payment fee: Rs. 100
  • Card replacement fee: Rs. 100
  • Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
  • Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
  • Foreign currency transaction fee: 3.50% of the transaction value.
  • Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
  • GST: As per existing Government norms.

Axis Bank Neo Credit Card Eligibility

  • Primary cardholder of Axis Bank Neo card must be an Indian resident or a Non-Resident Indian (NRI).
  • The Primary cardholder must be aged between 18 and 70 years.
  • The Add-on cardholder should be above 15 years of age.