HDFC Loan Against Property
Apply for HDFC Loan Against Property starting at 8.00% p.a interest rate for your personal and business needs. Get easy & fast funding up to 65% value of property with minimal documentation for 15 years.
HDFC Loan Against Property Details
| Loan Amount | Up to 65% of the property value |
|---|---|
| Rate of interest | 8.00% p.a. onwards |
| Tenure | Up to 15 Years |
| Age Limit | 18 - 70 Years |
| Processing fee | 1% of loan amount + GST |
- HDFC offer competitive interest rates on Loan Against Property
- The repayment tenure is long and flexible
- The amount provided is up to 65% of the market value of the pledged property
- Flexible repayment tenure
- Doorstep service
- No hidden charges
HDFC Loan Against Property (LAP)
HDFC Loan Against Property (LAP) is a quick and simple answer for all your monetary necessities, including business development, working capital or personal vitalities. Loan Against Property can profit against your self-owned properties of both residential and commercial standards.
HDFC Loan against Property is accessible to individuals who are in immediate need of funds for their business and individual prerequisites that can be taken by pledging the mortgage of their existing Property.
The costs of an HDFC Bank Loan against Property starting at a minimal Interest rate of 8.00% is a remarkable suggestion that offers advances for a longer tenure of up to 15 years, at a lower interest rate, resulting in lower commitments for the Borrower.
| AMOUNT NEEDED | INTEREST RATE |
| Up to Rs. 25,00,000/- | 7.25% |
| Between Rs. 25,00,000/ - Rs. 50,00,000/- | 8.00% |
| Between Rs. 50,00,000/- Rs. 1,00,00,000/- | 8.00% |
| Above Rs. 1,00,00,000/- | 8.00% |
Features and Benefits of HDFC Loan Against Property
Significant monetary assistance
With a value that goes up to 65% of the market value of your property, you can immediately receive a significant amount of money to fulfil your current requirements without breaking a sweat. The amount is made available at a lower interest rate as compared to other sorts of loans and for a longer tenure, making repayments a smooth process.
Meet your needs
You can place your residential or commercial land as collateral and use the money that you'll receive for various strategic financial growth at both personal and professional levels. There is no end to the utilisation of this kind of amount that will result in your improved quality of life when used wisely.
Convenient repayment
The HDFC Loan Against Property interest rates are highly competitive with the current market trends and makes the entire process of repayment convenient with low EMIs, or Dropline Overdraft Facility.
Seamless and clear processing
You can check all kinds of charges and rates on your loan beforehand and calculate the EMIs for the entire period. With everything laid on the table at the time of processing itself and no hidden charges or surprises saved for later, you can plan the blueprint of your finances easily.
Effective assistance
HDFC offers a doorstep service of getting an expert to assist you with the loan, help you with the application process, and make the transaction quick and smooth. All of this, made available at your convenience and disposal.
Moreover, if you want to apply for personal loan or want to open saving account the hdfc bank video KYC process will helpful to verify the customer’s identity digitally.
Furthermore, there are considerable benefits for Self-employed individuals with HDFC's specially tailored plans and deals in the programme with its easy debt consolidation tool.