Kotak Mahindra Bank
League Platinum Credit Card
Get access to limitless benefits and lifestyle privileges with Kotak League Platinum Credit Card. The card offers a range of reward options, fuel surcharge waiver, priority assistance, insurance cover against credit card loss or fraud, premier rewards program and other remarkable benefits at a nominal joining fee of Rs. 500 and annual fee of Rs. 499.
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Key Highlights of Kotak League Platinum Credit Card
Below are the key highlights of Royal Signature Kotak Credit Card:
- 8X reward points on spending every Rs. 150.
- One of the Kotak League Platinum credit card benefits include a welcome Movie voucher worth Rs 500.
- Access to League Priority Attend to provide on-call solutions.
- Fuel surcharge waiver and railway surcharge waiver.
- Credit card insurance cover up to Rs. 1,25,000 in case of card loss or theft.
- Kotak League Platinum credit card charges for joining fee is Rs. 500 and annual fee is Rs. 499.
- Waiver of Annual Fee on minimum annual retail spends of Rs. 50,000.
- You can read Kotak League platinum credit card review of customers online to know more about the card benefits and features.
Features & Benefits of Kotak League Platinum Credit Card
- Earn up to 4X reward points on spending every Rs. 150 on special categories and 2X reward points on other categories.
- Special categories include hotels, restaurants, travel agencies & tour operators, package tour operators, airlines & air carriers, and international spends.
- You can opt for Kotak Royale Signature credit card reward points redemption against a host of redemption options, including air tickets, 10,000 merchandise, mobile recharge, and so on, through easyrewardz with easy points.
Airport Lounge Access
- Complimentary access to airport lounges across India with benefits like gourmet meals, widescreen TVs, comfortable seating, newspaper & magazines, free Wi-Fi, and so on.
Enhanced Security
- You get a cover of Rs. 2.5 Lakhs against fraudulent usage for up to 7 days pre-reporting in case your Royal Signature Card Kotak is stolen.
- You have to call Customer Contact Centre on 1860 266 2666 immediately and get your royal signature kotak credit card deactivated or blocked to prevent any misuse and register a claim with the Insurance Company.
Priority Attend
- If you have any query regarding your card and its usage, you can SMS "KASSIST" to 5676788 and bank representatives will call back within 2 hours.
- You can also call the bank for complimentary cheque pickup to pay your monthly dues.
Fuel Surcharge Waiver
- Get up to Rs. 3,500 fuel surcharge waiver annually on transactions between Rs. 500 and Rs. 3,000.
- Customers will not earn reward points on their fuel transactions.
Railway Surcharge Waiver
- Get railway surcharge waiver up to Rs. 500 annually for transactions on www.irctc.co.in and Indian Railways Booking Counters.
- Customers will not earn reward points on their railway surcharge waiver.
Add-on Card
- Apply for an Add-on Card for your family member having the same benefits that you enjoy.
- You can set the spending limit on Add-on Card as you desire. This is one of the best Kotak Royale credit card benefits.
- You can also track spends separately for each of your Add-on Card.
Kotak League Platinum Credit Card Fees & Charges
- Joining Fee: Nil or Rs. 500
- Annual Fee: Rs. 499. Annual fee can be waived off on minimum retail spends of Rs. 50,000 annually.
- Interest charges on outstanding balance: 3.50% (42% p.a.)
- ATM Cash Withdrawal/ Fund Transfer/ Call a Draft/ Cash Advance charges per Rs. 10,000 or part thereof: Rs. 300
- Over limit charges: Rs. 500
- Cheque bounce charges: Rs. 500
- Foreign currency markup: 3.5%
- Cash payment at bank: Rs. 100
- Reissuance or replacement of card: Rs. 100 per issuance
Kotak League Platinum Credit Card Eligibility
- Primary cardholders should be aged above 21 years and below 65 years.
- Add-on card holder should be aged 18 years and above.
- The Kotak League Platinum Credit Card is offered in select locations, i.e. Ahmedabad, Bangalore, Chennai, Chandigarh, Delhi (including Gurgaon & Noida), Mumbai, Navi Mumbai, Hyderabad, Kolkata, and Pune.
- Annual income of the applicant should be Rs. 5 Lakhs and above.
- The applicant should be a resident of India.